Ag Financing
Hetrick Ag Solutions has partnered with Farmers & Merchants Bank to offer you trusted banking solutions across your operation. They are no stranger to the agriculture industry and we’ve seen first hand how they can help you run your operation effectively.
Whether you’re looking for a business banking account or needing a loan, let me help connect you to Farmers & Merchants Bank solutions.
Financing options you can trust.
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Farmers & Merchants Bank offer checking accounts for businesses with low and moderate transaction volumes. Apply for this account to keep your cash separate from your personal funds.
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Savings accounts through Farmers & Merchants Bank provides convenient access to your business’ money and earn interest to grow your funds.
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The account that allows your employees to manage their health care costs and deductibles securely and conveniently.
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Whether you need an agriculture loan, a business line of credit, an equipment loan, or a mortgage, we have the lending solution that’s suitable for your needs.
Beginning Farmer Loans
We ease the financial burden of first-time farmers by providing start-up plans and competent business advice, which includes cash flow and financial analysis.
Land and Farm Building Loans
Land and Farm Building Loans. If you are interested in investing or expanding your farm business, we offer real estate loans that suit your current financial situation.
Livestock Loans
We structure our cow/calf loans on annual payments with due dates that coincide with the dates of your expected sales. We also offer annual renewable lines of credit to accommodate borrowing needs for livestock-related expenses.
Equipment Loans
We offer equipment loans for all types of agricultural equipment, from farm machinery to row crop and rolling stock.
Land Financing
Our lending services are ideal for farmers who are interested in refinancing their existing land loans or expand their operation.
Crop Production
Crop Production. Seasonal crop production loans are often structured as non-revolving lines of credit with maturity dates. If you wish to retain ownership of your crops post-harvest, we provide loans for crops in storage.
Mortgage Loans
Start Local and stay local with your mortgage loan. Whether you’re looking for a fixed or variable mortgage, we offer flexible terms, payments stay local and you can work with someone you know and trust.
